The truth is that we are all winners in life. Even if we feel lost, we are actually winning. The universe does not recognize losers. They simply don’t exist.
From a human perspective losers do exist, because we judge each other based on what we think we know, or how we think something should be.
Seen from a higher perspective all situations and circumstances are aligned with a greater plan. Even those who do evil have a place in the universe, simply because the universe does not judge. Yes, God, higher power, or however you want to call it, has no judgment over the choices that humans make. This is hard to swallow for us human beings, because that would justify the most horrible and disastrous events in history.
Due to the system of polarity, one thing can not exist without the other. Everything has an opposite side. Yet the quantity is not always in balance.
The karmic system in our world pushes humans to do better. It is not there to punish people, because that would imply judgment. Karma is simply there to balance the acts of the soul. The reason that Karma works is that it teaches us that what we send out, will (eventually) come back to us. In this way humans learn empathy, compassion and forgiveness. This however can occur over the span of many centuries. So karma teaches patience too